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Amortizar is a Spanish verb which translates into English as “to write off, pay off”.
Below are all of the conjugations for amortizar in Spanish, in all three moods (indicative/indicativo, subjunctive/subjunctivo and imperative/imperativo) and all of the tenses, for each pronoun.
The vosotros pronoun is mainly used in mainland Spain, and is the informal second-person plural – it could be considered the Spanish version of “y’all”. It is rarely found in Latin America, where ustedes is used instead.
The vos form is used instead of tú in some Spanish speaking countries of South America, especially the Southern Cone (e.g. Argentina and Uruguay) and has a different conjugation.
| English Infinitive | to write off, pay off |
|---|---|
| Spanish Infinitive | amortizar |
The gerund (gerundio) is used with the continuous tenses, e.g. present continuous (está amortizando) and past continuous (estaba amortizando). The easiest way to think of it is the equivalent of english’s -ing form (e.g. writing off).
The past participle (participio) is used with perfect tense ‘haber’ verbs, e.g. he amortizado and hubiera amortizado. These are the equivalent of English’s ‘have’ (e.g. have written off).
| Gerundio / Gerund | amortizando |
|---|---|
| Participio / Past Participle | amortizado |
The basic form of speech, el indicativo is used for making statements, talking about facts, events and things that are certain and objective.
The present tense is as it sounds – it’s for talking about things that are currently going on, which are habitual, or which generally exist. In English, this would be “I write off” or “they write off”.
| Pronoun | Spanish |
|---|---|
| Yo | amortizo |
| Tú | amortizas |
| Él / Ella / Usted | amortiza |
| Nosotros / as | amortizamos |
| Vosotros / as | amortizáis |
| Ellos / Ellas / Ustedes | amortizan |
| Vos | amortizás |
Your simple past tense, e.g. “I wrote off” or “she wrote off” in English.
In Spanish, there are two past tenses where just one is used in English; the pretérite infefinido is typically used to refer to a concrete, specific moment in time.
| Pronoun | Spanish | English |
|---|---|---|
| Yo | amorticé | I wrote off |
| Tú | amortizaste | You wrote off |
| Él / Ella / Usted | amortizó | He / she / you wrote off |
| Nosotros / as | amortizamos | We wrote off |
| Vosotros / as | amortizasteis | You wrote off |
| Ellos / Ellas / Ustedes | amortizaron | They / you wrote off |
| Vos | amortizaste | You wrote off |
The pretérito imperfecto roughly translates as “I was writing off” or “she was writing off” in English, and is typically used to describe things and set a scene, talk about events without a specific timeframe, or talk about habitual events or states in the past.
| Pronoun | Spanish | English |
|---|---|---|
| Yo | amortizaba | I was writing off |
| Tú | amortizabas | You were writing off |
| Él / Ella / Usted | amortizaba | He was / she was / you were writing off |
| Nosotros / as | amortizábamos | We were writing off |
| Vosotros / as | amortizabais | You were writing off |
| Ellos / Ellas / Ustedes | amortizaban | They / you were writing off |
| Vos | amortizabas | You were writing off |
The perfect tense is for talking about things which happened in the past but are still related to the present or continue into the present.
In English, these use the auxiliary verbs ‘have’ and ‘has’ – i.e. “I have written off” and “she has written off”.
| Pronoun | Spanish | English |
|---|---|---|
| Yo | he amortizado | I have written off |
| Tú | has amortizado | You have written off |
| Él / Ella / Usted | ha amortizado | He has / she has / you have written off |
| Nosotros / as | hemos amortizado | We have written off |
| Vosotros / as | habéis amortizado | You have written off |
| Ellos / Ellas / Ustedes | han amortizado | They / you have written off |
| Vos | has amortizado | You have written off |
The conditional is used in place of the English modal verb “would”, i.e. “I would write off” or “she would write off”. It can be used to talk about hypothetical situations.
| Pronoun | Spanish | Englush |
|---|---|---|
| Yo | amortizaría | I would write off |
| Tú | amortizarías | You would write off |
| Él / Ella / Usted | amortizaría | He / she / you would write off |
| Nosotros / as | amortizaríamos | We would write off |
| Vosotros / as | amortizaríais | You would write off |
| Ellos / Ellas / Ustedes | amortizarían | They / you would write off |
| Vos | amortizarías | You would write off |
The future tense, simply put, replaces the English modal verb “will” – i.e. “I will write off” or “they will write off”.
It is more commonly used for making a hypothesis about the present. To talk about the future, Spanish speakers frequently use “ir + a + infinivo”, e.g. “van a amortizar” means “They are going to write off”.
| Pronoun | Spanish | English |
|---|---|---|
| Yo | amortizaré | I will write off |
| Tú | amortizarás | You will write off |
| Él / Ella / Usted | amortizará | He / she / you will write off |
| Nosotros / as | amortizaremos | We will write off |
| Vosotros / as | amortizaréis | You will write off |
| Ellos / Ellas / Ustedes | amortizarán | They / you will write off |
| Vos | amortizarás | You will write off |
| Pronoun | Spanish |
|---|---|
| Yo | amortice |
| Tú | amortices |
| Él / Ella / Usted | amortice |
| Nosotros / as | amorticemos |
| Vosotros / as | amorticéis |
| Ellos / Ellas / Ustedes | amorticen |
| Vos | amortices |
There are two ways to form the imperfect subjunctive.
The first option sees verbs ending in -era (for -er and -ir verbs) and -ara (for -ar verbs), while the second sees verbs ending in -ese (for -er and -ir verbs) and -ase (for -ar verbs).
There is no difference between these two forms, and Spanish speakers use them interchangeably.
| Pronoun | Spanish era/ara | Spanish ese/ase |
|---|---|---|
| Yo | amortizara | amortizase |
| Tú | amortizaras | amortizase |
| Él / Ella / Usted | amortizara | amortizase |
| Nosotros / as | amortizáramos | amortizásemos |
| Vosotros / as | amortizarais | amortizaseis |
| Ellos / Ellas / Ustedes | amortizaran | amortizasen |
| Vos | amortizaras | amortizase |
The future subjunctive is no longer used in modern-day Spanish, apart from in literary and legal contexts, and there is no need to learn it.
It is formed the same as the past/imperfect subjunctive, but with -e endings instead of -a endings.
| Pronoun | Spanish |
|---|---|
| Yo | amortizare |
| Tú | amortizares |
| Él / Ella / Usted | amortizare |
| Nosotros / as | amortizáremos |
| Vosotros / as | amortizareis |
| Ellos / Ellas / Ustedes | amortizaren |
| Vos | amortizares |
Used for forming positive and negative commands, e.g. “write off!” and “don’t write off!”.
| Pronoun | Spanish Affirmative | Spanish Negative |
|---|---|---|
| Tú | amortiza | no amortices |
| Él / Ella / Usted | amortice | no amortice |
| Nosotros / as | amorticemos | no amorticemos |
| Vosotros / as | amortizad | no amorticéis |
| Ellos / Ellas / Ustedes | amorticen | no amorticen |
| Vos | amortizá | no amortices |
| Pronoun | Spanish |
|---|---|
| Yo | haya amortizado |
| Tú | hayas amortizado |
| Él / Ella / Usted | haya amortizado |
| Nosotros / as | hayamos amortizado |
| Vosotros / as | hayáis amortizado |
| Ellos / Ellas / Ustedes | hayan amortizado |
| Vos | hayas amortizado |
| Pronoun | Spanish |
|---|---|
| Yo | hubiera amortizado / hubiese amortizado |
| Tú | hubieras amortizado / hubieses amortizado |
| Él / Ella / Usted | hubiera amortizado / hubiese amortizado |
| Nosotros / as | hubiéramos amortizado / hubiésemos amortizado |
| Vosotros / as | hubierais amortizado / hubieseis amortizado |
| Ellos / Ellas / Ustedes | hubieran amortizado / hubiesen amortizado |
| Vos | hubieras amortizado / hubieses amortizado |
| Pronoun | Spanish |
|---|---|
| Yo | hubiere amortizado |
| Tú | hubieres amortizado |
| Él / Ella / Usted | hubiere amortizado |
| Nosotros / as | hubiéremos amortizado |
| Vosotros / as | hubiereis amortizado |
| Ellos / Ellas / Ustedes | hubieren amortizado |
| Vos | hubieres amortizado |
| Pronoun | Spanish |
|---|---|
| Yo | esté amortizando |
| Tú | estés amortizando |
| Él / Ella / Usted | esté amortizando |
| Nosotros / as | estemos amortizando |
| Vosotros / as | estéis amortizando |
| Ellos / Ellas / Ustedes | estén amortizando |
| Vos | estés amortizando |
| Pronoun | Spanish |
|---|---|
| Yo | estuviera amortizando / estuviese amortizando |
| Tú | estuvieras amortizando / estuvieses amortizando |
| Él / Ella / Usted | estuviera amortizando / estuviese amortizando |
| Nosotros / as | estuviéramos amortizando / estuviésamos amortizando |
| Vosotros / as | estuvierais amortizando / estuvieseis amortizando |
| Ellos / Ellas / Ustedes | estuviera amortizando / estuviese amortizando |
| Vos | estuvieras amortizando / estuvieses amortizando |
| Pronoun | Spanish |
|---|---|
| Yo | estuviere amortizando |
| Tú | estuvieres amortizando |
| Él / Ella / Usted | estuviere amortizando |
| Nosotros / as | estuviéremos amortizando |
| Vosotros / as | estuviereis amortizando |
| Ellos / Ellas / Ustedes | estuviere amortizando |
| Vos | estuvieres amortizando |
Voseo is the practice of using ‘vos’ instead of ‘tú’ as the second-person singular pronoun, and is common throughout much of South America.
There are various versions of ‘voseo’ used throughout the Spanish-speaking world. The conjugations for the most common type – used throughout Argentina, parts of Bolivia, Colombia, Ecuador, Paraguya and Uruguay are below.
The present indicative (presente de indicativo) and affirmative imperative (imperativo) have different conjugations from the tú form, while all other tenses generally use the tú form.
| Tense | Vos Conjugation |
|---|---|
| Present Indicative Presente de Indicativo | Vos amortizás |
| Simle Past / Preterite Preterite de Indicativo | Vos amortizaste |
| Imperfect Past Preterite Imperfecto de Indicativo | Vos amortizabas |
| Conditional Condicional | Vos amortizarías |
| Future Futuro de Indicativo | Vos amortizarás |
| Present Subjunctive Presente de Subjunctivo | Vos amortices |
| Imperfect Subjunctive Imperfecto de Subjunctivo | Vos amortizaras / Vos amortizase |
| Affirmative Imperative Imperativo | Vos amortizá |
| Negative Imperative Imperativo Negativo | Vos no amortices |