Everything you need to improve your Spanish
Menu
Everything you need to improve your Spanish
Financiar is a Spanish verb which translates into English as “to finance”.
Below are all of the conjugations for financiar in Spanish, in all three moods (indicative/indicativo, subjunctive/subjunctivo and imperative/imperativo) and all of the tenses, for each pronoun.
The vosotros pronoun is mainly used in mainland Spain, and is the informal second-person plural – it could be considered the Spanish version of “y’all”. It is rarely found in Latin America, where ustedes is used instead.
The vos form is used instead of tú in some Spanish speaking countries of South America, especially the Southern Cone (e.g. Argentina and Uruguay) and has a different conjugation.
| English Infinitive | to finance |
|---|---|
| Spanish Infinitive | financiar |
The gerund (gerundio) is used with the continuous tenses, e.g. present continuous (está financiando) and past continuous (estaba financiando). The easiest way to think of it is the equivalent of english’s -ing form (e.g. financed).
The past participle (participio) is used with perfect tense ‘haber’ verbs, e.g. he financed and hubiera financed. These are the equivalent of English’s ‘have’ (e.g. have financing).
| Gerundio / Gerund | financiando |
|---|---|
| Participio / Past Participle | financed |
The basic form of speech, el indicativo is used for making statements, talking about facts, events and things that are certain and objective.
The present tense is as it sounds – it’s for talking about things that are currently going on, which are habitual, or which generally exist. In English, this would be “I finance” or “they finance”.
| Pronoun | Spanish |
|---|---|
| Yo | financio |
| Tú | financias |
| Él / Ella / Usted | financia |
| Nosotros / as | financiamos |
| Vosotros / as | financiáis |
| Ellos / Ellas / Ustedes | financian |
| Vos | financiás |
Your simple past tense, e.g. “I finance” or “she finance” in English.
In Spanish, there are two past tenses where just one is used in English; the pretérite infefinido is typically used to refer to a concrete, specific moment in time.
| Pronoun | Spanish | English |
|---|---|---|
| Yo | financié | I finance |
| Tú | financiaste | You finance |
| Él / Ella / Usted | financió | He / she / you finance |
| Nosotros / as | financiamos | We finance |
| Vosotros / as | financiasteis | You finance |
| Ellos / Ellas / Ustedes | financiaron | They / you finance |
| Vos | financiaste | You finance |
The pretérito imperfecto roughly translates as “I was financed” or “she was financed” in English, and is typically used to describe things and set a scene, talk about events without a specific timeframe, or talk about habitual events or states in the past.
| Pronoun | Spanish | English |
|---|---|---|
| Yo | financiaba | I was financed |
| Tú | financiabas | You were financed |
| Él / Ella / Usted | financiaba | He was / she was / you were financed |
| Nosotros / as | financiábamos | We were financed |
| Vosotros / as | financiabais | You were financed |
| Ellos / Ellas / Ustedes | financiaban | They / you were financed |
| Vos | financiabas | You were financed |
The perfect tense is for talking about things which happened in the past but are still related to the present or continue into the present.
In English, these use the auxiliary verbs ‘have’ and ‘has’ – i.e. “I have financing” and “she has financing”.
| Pronoun | Spanish | English |
|---|---|---|
| Yo | he financed | I have financing |
| Tú | has financed | You have financing |
| Él / Ella / Usted | ha financed | He has / she has / you have financing |
| Nosotros / as | hemos financed | We have financing |
| Vosotros / as | habéis financed | You have financing |
| Ellos / Ellas / Ustedes | han financed | They / you have financing |
| Vos | has financed | You have financing |
The conditional is used in place of the English modal verb “would”, i.e. “I would finance” or “she would finance”. It can be used to talk about hypothetical situations.
| Pronoun | Spanish | Englush |
|---|---|---|
| Yo | financiaría | I would finance |
| Tú | financiarías | You would finance |
| Él / Ella / Usted | financiaría | He / she / you would finance |
| Nosotros / as | financiaríamos | We would finance |
| Vosotros / as | financiaríais | You would finance |
| Ellos / Ellas / Ustedes | financiarían | They / you would finance |
| Vos | financiarías | You would finance |
The future tense, simply put, replaces the English modal verb “will” – i.e. “I will finance” or “they will finance”.
It is more commonly used for making a hypothesis about the present. To talk about the future, Spanish speakers frequently use “ir + a + infinivo”, e.g. “van a financiar” means “They are going to finance”.
| Pronoun | Spanish | English |
|---|---|---|
| Yo | financiaré | I will finance |
| Tú | financiarás | You will finance |
| Él / Ella / Usted | financiará | He / she / you will finance |
| Nosotros / as | financiaremos | We will finance |
| Vosotros / as | financiaréis | You will finance |
| Ellos / Ellas / Ustedes | financiarán | They / you will finance |
| Vos | financiarás | You will finance |
| Pronoun | Spanish |
|---|---|
| Yo | financie |
| Tú | financies |
| Él / Ella / Usted | financie |
| Nosotros / as | financiemos |
| Vosotros / as | financiéis |
| Ellos / Ellas / Ustedes | financien |
| Vos | financies |
There are two ways to form the imperfect subjunctive.
The first option sees verbs ending in -era (for -er and -ir verbs) and -ara (for -ar verbs), while the second sees verbs ending in -ese (for -er and -ir verbs) and -ase (for -ar verbs).
There is no difference between these two forms, and Spanish speakers use them interchangeably.
| Pronoun | Spanish era/ara | Spanish ese/ase |
|---|---|---|
| Yo | financiara | financiase |
| Tú | financiaras | financiase |
| Él / Ella / Usted | financiara | financiase |
| Nosotros / as | financiáramos | financiásemos |
| Vosotros / as | financiarais | financiaseis |
| Ellos / Ellas / Ustedes | financiaran | financiasen |
| Vos | financiaras | financiase |
The future subjunctive is no longer used in modern-day Spanish, apart from in literary and legal contexts, and there is no need to learn it.
It is formed the same as the past/imperfect subjunctive, but with -e endings instead of -a endings.
| Pronoun | Spanish |
|---|---|
| Yo | financiare |
| Tú | financiares |
| Él / Ella / Usted | financiare |
| Nosotros / as | financiáremos |
| Vosotros / as | financiareis |
| Ellos / Ellas / Ustedes | financiaren |
| Vos | financiares |
Used for forming positive and negative commands, e.g. “finance!” and “don’t finance!”.
| Pronoun | Spanish Affirmative | Spanish Negative |
|---|---|---|
| Tú | financia | no financies |
| Él / Ella / Usted | financie | no financie |
| Nosotros / as | financiemos | no financiemos |
| Vosotros / as | financiad | no financiéis |
| Ellos / Ellas / Ustedes | financien | no financien |
| Vos | financiá | no financies |
| Pronoun | Spanish |
|---|---|
| Yo | haya financed |
| Tú | hayas financed |
| Él / Ella / Usted | haya financed |
| Nosotros / as | hayamos financed |
| Vosotros / as | hayáis financed |
| Ellos / Ellas / Ustedes | hayan financed |
| Vos | hayas financed |
| Pronoun | Spanish |
|---|---|
| Yo | hubiera financed / hubiese financed |
| Tú | hubieras financed / hubieses financed |
| Él / Ella / Usted | hubiera financed / hubiese financed |
| Nosotros / as | hubiéramos financed / hubiésemos financed |
| Vosotros / as | hubierais financed / hubieseis financed |
| Ellos / Ellas / Ustedes | hubieran financed / hubiesen financed |
| Vos | hubieras financed / hubieses financed |
| Pronoun | Spanish |
|---|---|
| Yo | hubiere financed |
| Tú | hubieres financed |
| Él / Ella / Usted | hubiere financed |
| Nosotros / as | hubiéremos financed |
| Vosotros / as | hubiereis financed |
| Ellos / Ellas / Ustedes | hubieren financed |
| Vos | hubieres financed |
| Pronoun | Spanish |
|---|---|
| Yo | esté financiando |
| Tú | estés financiando |
| Él / Ella / Usted | esté financiando |
| Nosotros / as | estemos financiando |
| Vosotros / as | estéis financiando |
| Ellos / Ellas / Ustedes | estén financiando |
| Vos | estés financiando |
| Pronoun | Spanish |
|---|---|
| Yo | estuviera financiando / estuviese financiando |
| Tú | estuvieras financiando / estuvieses financiando |
| Él / Ella / Usted | estuviera financiando / estuviese financiando |
| Nosotros / as | estuviéramos financiando / estuviésamos financiando |
| Vosotros / as | estuvierais financiando / estuvieseis financiando |
| Ellos / Ellas / Ustedes | estuviera financiando / estuviese financiando |
| Vos | estuvieras financiando / estuvieses financiando |
| Pronoun | Spanish |
|---|---|
| Yo | estuviere financiando |
| Tú | estuvieres financiando |
| Él / Ella / Usted | estuviere financiando |
| Nosotros / as | estuviéremos financiando |
| Vosotros / as | estuviereis financiando |
| Ellos / Ellas / Ustedes | estuviere financiando |
| Vos | estuvieres financiando |
Voseo is the practice of using ‘vos’ instead of ‘tú’ as the second-person singular pronoun, and is common throughout much of South America.
There are various versions of ‘voseo’ used throughout the Spanish-speaking world. The conjugations for the most common type – used throughout Argentina, parts of Bolivia, Colombia, Ecuador, Paraguya and Uruguay are below.
The present indicative (presente de indicativo) and affirmative imperative (imperativo) have different conjugations from the tú form, while all other tenses generally use the tú form.
| Tense | Vos Conjugation |
|---|---|
| Present Indicative Presente de Indicativo | Vos financiás |
| Simle Past / Preterite Preterite de Indicativo | Vos financiaste |
| Imperfect Past Preterite Imperfecto de Indicativo | Vos financiabas |
| Conditional Condicional | Vos financiarías |
| Future Futuro de Indicativo | Vos financiarás |
| Present Subjunctive Presente de Subjunctivo | Vos financies |
| Imperfect Subjunctive Imperfecto de Subjunctivo | Vos financiaras / Vos financiase |
| Affirmative Imperative Imperativo | Vos financiá |
| Negative Imperative Imperativo Negativo | Vos no financies |